| BauerFinancial, Inc., Coral Gables, FL 33134 1.800.388.6686 www.bauerfinancial.com | ||||||||||||||||||||||||||||||||||||||||
| Credit Union Custom Report Sample | ||||||||||||||||||||||||||||||||||||||||
| This report was compiled from data for the period noted, as reported to federal regulators. The data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc. | ||||||||||||||||||||||||||||||||||||||||
| BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings) as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. | ||||||||||||||||||||||||||||||||||||||||
| Report generated on xx/xx/xxxx based on data as of 6/30/2010 - amounts in millions (i.e. 1.234 = $1 million, 234 thousand) | ||||||||||||||||||||||||||||||||||||||||
| Data herein is intended for the recipient's use; it may not be re-published in any form. All rights reserved by BauerFinancial, Inc. PO Box 143520, Coral Gables, FL 33134 | ||||||||||||||||||||||||||||||||||||||||
| Definitions: | Star Rating - BauerFinancial's Proprietary Star Rating based on a Zero to 5-Star scale. (5=Superior, 4=Excellent, 3½=Good, 3=Adequate, 2 and below on problem list) | |||||||||||||||||||||||||||||||||||||||
| Nonperforming Loans - Loans past due 60 days or more | ||||||||||||||||||||||||||||||||||||||||
| Nonperforming Assets - Loans past due 60 days or more + Repossessed Assets | ||||||||||||||||||||||||||||||||||||||||
| CAPITAL / LIQUIDITY | PROFITABILITY | ASSET / LOAN COMPOSITIONS & SIZING | ASSET / LOAN COMPOSITION | TROUBLED REAL ESTATE | ||||||||||||||||||||||||||||||||||||
| NCUA Charter # | Credit Union Name | Web Site | Address | City | State | Zip | Telephone | Full CEO Name | Salutation | First | Middle | Last | Title | Current Star- Rating | Previous Quarter Star-Rating | Capital Ratio | Regulatory Capital Classification | Loan to Deposit Ratio | Net Income for the Quarter Noted | YTD Net Income | Previous Calendar Year Net Income | Loans | Capital | Assets | Repossessed Assets | Loans Past Due 2 months or more | Unsecured Loans % Loans | New Auto Loans % Loans | Used Auto Loans % Loans | First Mortgage RE Loans % Loans | Other RE Loans % Loans | All Other Loans to Members % Loans | Other Loans % Loans | Repossessed Assets % Capital | Delinquent Loans % Capital | Nonperforming Assets % Capital | Nonperforming Assets % Total Assets | Delinquent Loans % Total Loans | Net YTD Chargeoffs Annualized % Average Loans | Loan Loss Reserve % Total Loans |
| 22222 | Credit Union Name | www.creditunionwebsite.org | Address | City | State | 33134-0587 | (555)555-5555 | Ms Jane Doe, President | Ms | First Name | M.I. | Last Name | President | ** | *** | 8.034 | WELL_CAP | 68.832 | 0.062 | 0.110 | 0.185 | 157.948 | 20.496 | 282.477 | 0.430 | 10.452 | 14.19 | 27.18 | 40.41 | 3.40 | 0.18 | 0.99 | 13.60 | 2.100 | 51.000 | 48.830 | 3.852 | 6.620 | 0.940 | 1.240 |
| 33333 | Credit Union Name | www.creditunionwebsite.org | Address | City | State | 33134-0587 | (555)555-5555 | Mr. John Doe, President | Mr. | First Name | M.I. | Last Name | CEO | **** | **** | 10.702 | WELL_CAP | 79.962 | -0.010 | 0.002 | 0.081 | 675.983 | 124.603 | 1,010.445 | 0.635 | 14.199 | 14.19 | 27.18 | 40.41 | 3.40 | 0.18 | 0.99 | 13.60 | 0.510 | 11.400 | 16.610 | 1.468 | 2.100 | 0.700 | 1.890 |
| 44444 | Credit Union Name | www.creditunionwebsite.org | Address | City | State | 33134-0587 | (555)555-5555 | Ms Jane Doe, President | Ms | First Name | M.I. | Last Name | CEO | **** | *** | 8.370 | WELL_CAP | 93.628 | 0.204 | 0.198 | 0.302 | 237.715 | 26.267 | 309.496 | 0.612 | 2.841 | 14.19 | 27.18 | 40.41 | 3.40 | 0.18 | 0.99 | 13.60 | 2.330 | 10.820 | 11.780 | 1.116 | 1.200 | 0.290 | 1.280 |
| 55555 | Credit Union Name | www.creditunionwebsite.org | Address | City | State | 33134-0587 | (555)555-5555 | Mr. John Doe, President | Mr. | First Name | M.I. | Last Name | CEO | *** | *** | 8.200 | WELL_CAP | 91.492 | 0.099 | 0.302 | 0.417 | 168.615 | 16.350 | 202.180 | 0.914 | 6.480 | 14.19 | 27.18 | 40.41 | 3.40 | 0.18 | 0.99 | 13.60 | 5.590 | 39.630 | 37.410 | 3.657 | 3.840 | 1.030 | 2.030 |